noun

maturity

/məˈtʃʊrəti/ · say it: muh·CHUR·uh·tee

the date a financial obligation must be repaid

In Banking & Finance

In more detail

1. (noun) the state of being fully developed or grown up, physically or mentally

2. (noun) the date when a debt or financial agreement becomes due for payment

Examples

1. She reached maturity as an artist after years of practice.
2. The bond will reach maturity in five years.

How to use maturity

Maturity in personal contexts refers to being fully developed mentally, emotionally, or physically; in finance, it denotes when a bond, loan, or investment becomes payable. The term carries a positive connotation when applied to people, suggesting responsibility and wisdom, but is neutral in financial contexts.

Common phrases

reach maturity
emotional maturity
physical maturity
at maturity
maturity date

Synonyms

adulthood · ripeness · completeness · development · full growth

Opposites

immaturity · childhood · infancy

Word family

mature (adjective/verb) · maturely (adverb) · immature (adjective) · immaturity (noun)

A common mistake

Learners sometimes confuse maturity with maturation (the process of becoming mature) or use it as an uncountable noun in financial contexts when countable would be more precise (e.g., 'multiple maturities' in portfolio analysis).

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